John Miller, Independent financial adviser

An introduction to John Miller

Your career to date?
I started my career with the Cooperative Insurance in 1988 and enjoyed 10 years working all over Scotland meeting some interesting clients many of which are with me today.

After working with a few other companies the fog lifted in 2001 when I became an IFA and for the first time in my career I understood what this job was all about: sourcing the best products in the market for the greatest value in order to meet my clients aspirations. I now work for my clients and only my clients.

As I grew older it has become a natural progression to deal with the retirement market through Equity Release, Long Term Care and Self Invested Pensions, which I truly believe to be the best financial services product ever invented.

Over the years dealing with the public has been exciting and demanding and I look forward to the next 20 years of service to them, before I conk out.

What do you specialise in?
Mortgages, Long Term Care, Equity Release and Home Reversion Plans